Currently, there are only 6 states that mandate insurance coverage for surrogacy:
California, Connecticut, Illinois, Maryland, New Jersey, and New York.
Below are further details regarding the maximum coverage amounts for surrogacy in each state:
It is important to note that these are just the maximum coverage amounts that insurance companies are required to pay for surrogacy. Some insurance companies may choose to pay more than the maximum amount, and others may choose to pay less. It is also important to note that these maximum coverage amounts may change in the future.
If you’re contemplating surrogacy, it’s crucial to discuss the procedure’s coverage with your insurance company. You should also talk to your doctor about the costs of surrogacy and how you can maximize your coverage.
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