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Health Insurance Coverage for Surrogacy by State.

Currently, there are only 6 states that mandate insurance coverage for surrogacy:

California, Connecticut, Illinois, Maryland, New Jersey, and New York.

Here are some additional details about the maximum coverage amounts for surrogacy in each state:

  • California: The maximum coverage amount for surrogacy in California is $150,000. This amount is per arrangement, and there is no lifetime maximum.
  • Connecticut: The maximum coverage amount for surrogacy in Connecticut is $100,000. This amount is per arrangement, and there is no lifetime maximum.
  • Illinois: The maximum coverage amount for surrogacy in Illinois is $150,000. This amount is per arrangement, and there is no lifetime maximum.
  • Maryland: The maximum coverage amount for surrogacy in Maryland is $100,000. This amount is per arrangement, and there is no lifetime maximum.
  • New Jersey: The maximum coverage amount for surrogacy in New Jersey is $150,000. This amount is per arrangement, and there is no lifetime maximum.
  • New York: The maximum coverage amount for surrogacy in New York is $150,000. This amount is per arrangement, and there is no lifetime maximum.
 

It is important to note that these are just the maximum coverage amounts that insurance companies are required to pay for surrogacy. Some insurance companies may choose to pay more than the maximum amount, and others may choose to pay less. It is also important to note that these maximum coverage amounts may change in the future.

If you are considering surrogacy, it is important to talk to your insurance company about their coverage for this procedure. You should also talk to your doctor about the costs of surrogacy and how you can maximize your coverage.

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